Appraisal Authority LLC - Kevin Burkhardt in West Caldwell are called upon for numerous clients
Thousands of people in New Jersey purchase, sell or refinance their home each month. Most of these transactions have a simple line item for an appraisal.
Almost all lenders still need a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation processes that may appear to be more economical than an appraisal.
But is getting a mortgage the only reason you should get an appraisal? Are there other situations when the services of a licensed, independent real estate professional might be helpful? You bet there are.
Secure appraisal ordering is not a problem with Appraisal Authority LLC - Kevin Burkhardt. Just click here
Challenge your tax assessment in Essex County
If you reside in an area where property values have declined, it's possible you're paying too much in property taxes.
An appraisal from Appraisal Authority LLC - Kevin Burkhardt is your best evidence when building your case.
At Appraisal Authority LLC - Kevin Burkhardt,we can assist you in disputing your tax assessment.
Let Appraisal Authority LLC - Kevin Burkhardt help you do away with PMI to lower your mortgage payment
When the amount being loaned to the home buyer is more than 80% of the actual value of the home, most lenders ask home buyers to take out an additional insurance policy. That policy is Private Mortgage Insurance, or PMI.
This added payment is often lumped into the monthly mortgage payment and is soon forgotten.
This is unfortunate because PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark.
In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.
Appraisal Authority LLC - Kevin Burkhardt will produce a statement regarding the value of your home, and the price you paid for the home valuation can often be recovered in a short amount of time because you'll no longer be paying the PMI.
An appraisal from Appraisal Authority LLC - Kevin Burkhardt will help you settle a divorce with less stress
A divorce can be a very daunting ordeal for both parties, and it is often more complicated by the challenging decision of who keeps the home.
Regardless of the circumstances, it's a good idea to order an appraisal from Appraisal Authority LLC - Kevin Burkhardt so both parties are entirely aware of the true market value of their home.
The parties will have a a good idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Fair and accurate estate liquidation with Appraisal Authority LLC - Kevin BurkhardtSettling an estate
The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved.
We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans don't have dedicated estate planners or executors to manage these issues, unlike many wealthy individuals.
A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.
Appraisal Authority LLC - Kevin Burkhardt can help you with relocating to or from Essex County
Moving due to a job change is a stressful event. We know where you're coming from!
That being said, we take great care in organizing a convenient appointment time for the appraisal inspection.
We encourage relocating employees to provide feedback on the positive aspects of their property, along with information about any current sales or listings in their area that they want considered during our thorough process.
Sell your home quickly at the right price
A professional appraisal will help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent.
An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents.
Our fees are calculated on our efforts to finish the appraisal report and not a percentage of the sales price.
On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make.
Seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.
